Benefits Enrollment

  • 2024 Annual Open Enrollment is Oct. 16-31, 2023.
  • Everyone is required to make an election. There will be no second opportunity to enroll, so be certain to make your benefit elections online before the deadline.
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2024 Benefits Open Enrollment Guide Cover

2024 Benefits Annual Open Enrollment

2024 Annual Open Enrollment Guide

The Annual Open Enrollment Guide provides detailed plan information and employee premiums.

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Frequently Asked Questions

Where do I enroll for my benefits?

Enroll under MyHR > Benefits Enrollment.

What’s new in the medical plan for 2024?

  • Premium distributions: To align with our other operating companies and benchmarks, LG&E and KU will now split annual premium payments across all 26 pay periods throughout the year, instead of 24. 
  • Premium changes: LG&E and KU’s medical plans will have premium changes that range from approximately a $2 biweekly pay decrease to a $16 increase based on 24 pays. However, premiums will now be deducted from 26 pays. 
  • New medical plan option: A High Deductible Health Plan without an HSA (HDHP Low no HSA) will now be offered and will have a biweekly premium of $17 (Employee Only) or $62 (Employee + Family), based on 26 biweekly pays. The HDHP Low no HSA has the lowest premiums, but the highest out-of-pocket costs. Please review materials carefully when selecting a medical plan
  • Expanded coverage for specialty needs: We are pleased that our medical plans will now offer expanded coverage to meet a variety of specialty needs including acupuncture (10 sessions), enhanced support for women undergoing cancer treatment such as wig and mastectomy bra coverage, and gender-affirming care services.
  • Domestic Partner Coverage: Beginning with the 2024 Annual Open Enrollment period, LG&E and KU will recognize Domestic Partners as dependents. This change promotes inclusivity within the company’s benefits plans and aligns coverage with the other PPL operating companies. For questions about Domestic Partner benefits and enrollment, contact benefits@pplweb.com.

My Enrollment Confirmation Statement is wrong, what should I do?

Contact HR/Benefits at benefits@pplweb.com to have your enrollment reviewed.

If my spouse's Open Enrollment is after the company's, and it is less expensive for our dependents to be on his/her plan, can I make changes to my coverage?

Changes in dependents' coverage can be made during certain qualifying events called "Changes in Status"; open enrollment, marriage, birth, and divorce all qualify. Contact HR/Benefits at benefits@pplweb.com for your specific situation.

Must I (or my dependents) have medical coverage to elect dental and/or vision coverage?

No. You can elect each benefit separately.

If I elect the EPO/HMO plan and have an emergency out of state, will I have to pay out-of-pocket?

Emergency care (emergency room, ambulance, and urgent care) are covered under the EPO/HMO plan even if you are out of network.  If you are admitted to a hospital after your emergency, it is at the discretion of Anthem whether additional care is covered as out-of-network.

Will the company contribute to employees' Health Savings Accounts?

Yes. LG&E and KU contributes $600 per year for Employee only coverage and $1,200 for Employee + Spouse, Employee + Child(ren), and Family coverage to active full-time regular employees. These amounts are deposited annually into your HSA account.

Can I use my FSA/HSA to pay my dependents' health expenses if they are not covered under my plan?

Yes. Your FSA/HSA can be used to pay your eligible dependents' expenses if they are not on your plan.

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Your rights and protections against surprise medical bills

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing.

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The information on this website, including all attachments but excluding the plan document, is intended to provide brief descriptions of the benefit plans and is not a comprehensive disclosure of all plan terms. Detailed information can be found in the Summary Plan Descriptions and in the plan documents. If statements on this website, including all attachments but excluding the plan document, are inconsistent with the formal provisions of those documents, the formal provisions of those documents will apply and control.

The company intends to continue the benefit plans described in this website indefinitely. But circumstances may change, and the company reserves the right to change, suspend or terminate them at any time.